How can we help you?

Frequently Asked Questions

Use the Frequently Asked Questions (FAQs) below to find answers to queries you might have. For more information or if you don’t see the FAQ you’re looking for, contact us directly at [email protected] or call (246) 467-2350.

Any flexible repayment arrangements?

Salary deductions, Sure Pay, online banking and we also accept credit and debit cards. Contact our office at 467-2350 for more details.

Any flexible repayment arrangements?

Salary deductions, Sure Pay locations and online, online banking and we also accept credit and debit cards. Contact our office at 467-2350 for more details.

Are your interest rates fixed?

Rates are fixed for the period of the loan. 

Are your interest rates fixed?

Rates are fixed for the period of the loan.

Does ANSA Merchant Bank offer more than hire purchase financing?

Yes we do. We also offer Lease packages and personal unsecured loans up to a limit of $20,000.00.

Does Consolidated Finance offer more than hire purchase financing?

Yes we do. We also offer Lease packages and personal unsecured loans up to a limit of $20,000.00.

How do I apply for a loan?

You must complete our online application form on our website, including uploading supporting documentation, and a new business officer will contact you promptly.

How do I get a loan?

You can visit us at our Hastings Christ Church location and complete our application form and a new business officer will assist you through the entire process. Or, visit our website at www.consolidated-finance.com and complete our online application and submit, and a new business officer will contact you promptly.

How much will I be eligible for?

We offer 100% financing on the cost of the vehicle. The monthly payment is determined by the cost and age of the vehicle. We can help you find the perfect vehicle for your lifestyle and income.

How much will I be eligible for?

We offer 100% financing on the cost of the vehicle. The monthly payment is determined by the cost and age of the vehicle. We can help you find the perfect vehicle for your lifestyle and income.

Up to what vehicle age will ANSA Merchant Bank provide financing?

7 years

Up to what vehicle age will Consolidated Finance provide financing?

7 years

What are the documents required for a loan?

The following documents are required:

  • Two (2) forms of government issued Identification -valid Passport, driver’s license (mandatory for vehicle financing) or Identification card
  • Job letter from your employer
  • 2 recent pay slips (if paid monthly), 4 recent pay slips (if paid bi-monthly) or 8 recent pay slips (if paid weekly)
  • Proof of address- recent utility bill or bank statement (within the last 6 months)
What are the documents required for a loan?

The following documents are required:

  • Two (2) forms of government issued Identification -valid Passport, driver’s license (mandatory for vehicle financing) or Identification card
  • Job letter from your employer
  • 2 recent pay slips (if paid monthly), 4 recent pay slips (if paid bi-monthly) or 8 recent pay slips (if paid weekly)
  • Proof of address- recent utility bill or bank statement (within the last 6 months)
What are unsecured loans?

We offer loans for anything… unsecured basically means the loan is based on your credit history and ability to repay, no need to provide security.

What are unsecured loans?

We offer loans for anything… unsecured basically means the loan is based on your credit history and ability to repay, no need to provide security.

What are your opening hours?
  • Mondays to Fridays from 8:00 am to 4:30 pm
  • Saturdays: 9:00 am to 1:00 pm (Sales office)
What are your opening hours?

Mondays to Fridays from 8:00 am to 4:30 pm
Saturdays: 9:00 am to 1:00 pm (Sales office)

What benefits will this bring for me as a current customer?

The re-branded company now offers individuals, businesses, and corporations financial support in vital areas of growth expected in the near future. We are in a unique period of change both globally and in our Region. We recognized this at ANSA Merchant Bank, and we are poised to be a leading player in Barbados’s growth and development.

Together we aim to build a productive and sustainable Nation - a prosperous home for the generations to come.

Why did the name change from Consolidated Finance to ANSA Merchant Bank?

Rebranding to Ansa Merchant Bank is the next phase of the evolution and journey of Consolidated Finance and aligns our values and our vision more seamlessly with our parent company. The Ansa Merchant Bank brand is a strongly recognized brand across the Region and we are proud to embrace that and create synergies that will ensure long term growth, sustainability and success for our Company and our valued clients.

Will I have to re-sign or re-apply?

You will not be required to re-sign or re-apply for any loans or finance agreements already in place.

Will my loan with Consolidated Finance be affected?

There will be no changes for our customers, and your loan will continue to operate as it always has.

Will the Board of Directors in Barbados change?

Our local Board of Directors have been participating in and guiding the company for years and will continue to do so under the ANSA Merchant Bank brand.

Will the local staff change?

All our local staff that you are familiar with will continue to work for ANSA Merchant Bank.

Would I have to make a deposit?

No deposit option is offered on all vehicles. A deposit may be required in certain circumstances.

Would I have to make a deposit?

No deposit option is offered on all vehicles.  A deposit may be required in certain circumstances.